Our services for clients

We specialise in Salary Invoicing for Light Entrepreneurs and offer the industry’s most comprehensive Insurance Coverage.

Salary Invoicing

Arvotyö Oy’s Salary Invoicing is personally tailored for each client.

So we don’t offer everyone the same “bulk product” as other players in the industry: we value the professionalism and core skills of every Light Entrepreneur and offer the most flexible invoicing and salary payment tools.

Our personal service has been showered with praise by clients, and we intend to continue investing in it.

For us, every client is a VIP client!

In the case of Salary Invoicing, our clients can present invoices smoothly and easily; there’s no need for a business ID or business name.


Good professional skills, comprehensive insurance coverage and good partners are the keys to survival for light entrepreneurs. Arvotyö Oy can provide you with the industry’s most comprehensive insurance policies and personal service, and a wide network of partners. Insurance for Light Entrepreneurs through Arvotyö Oy:

  • Liability insurance
  • Accident insurance
  • Yel insurance

Click on the links below for further details on the insurance content.

If an accident happens

Occupational accidents can happen! That’s why we have assembled a wide range of material, just in case.

Here you will find pre-filled claim notification forms and instructions on reporting accidents.

Accidental injury
AIG’s Customer Service:
 +358 (0)203 03456 (Mon–Fri 9am–9pm, Sat 10am–4pm)

Email: finlandclaims@aig.com

If necessary, we will help you to claim from the insurance company if you are injured.

Pre-filled claim notification (accidents)
AIG Accident Insurance Conditions

Liability losses

For further details on liability losses from insurance provider Fennia Group, call +358 (0)10 503 6604 (Mon–Thu 9am–5pm and Wed–Fri 9am–4pm), www.fennia.fi.

If necessary, we will help you to claim from the insurance company if you are injured.

Download a liability loss notification form